There was some debate during one of the play sessions about skill levels that weren’t expert or master for characters. You might not be a combat expert, for instance, but might’ve had some martial arts training…what die do you get? How about unskilled folks?

Looking over the rules and the mooks/crowds templates, I noticed that “normals” have a d4/6/8 for affiliations. d4 is the lowest die used by Marvel, so for action tests where the character may only have 2dx for their pool, but some inkling of a specialty (you fight crime but don’t have a combat expert…you’ve at least picked up some kind of experience) they get a d4 for their pool if they don’t have the plot point to buy a d6. If they are “trained” but not experts — you can specify that at character creation and get a d6 in the specialty.